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Santander Consumer Finance (UK) Plc
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Santander Consumer Finance (UK) Plc

Santander Consumer Finance (UK) Plc

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Santander Consumer Finance: Your Partner in Business Mobility 

Understanding the pivotal role of uninterrupted mobility for your business, Santander Consumer Finance is here to support whether you're at the threshold of a new venture, scaling your fleet, or in need of vehicle replacement. We present a variety of adaptable finance solutions and supplementary products, dedicated to keeping your business operational.

Lease Purchase Solutions

Tailored for business clients, our Lease Purchase option offers a simple acquisition path. Flexible initial deposits and repayment plans are crafted to align with your budget and vehicle ownership duration expectations. Completing all payments transfers the vehicle's legal ownership to you, ensuring a seamless process.

  • Offers consistent monthly payments across a one to five-year term
  • Exempt from VAT, reflecting the nature of a purchase agreement
  • Free from mileage limitations

 Contract Purchase Options

Favoured for its adaptability, Contract Purchase caters to various business needs with its end-of-agreement flexibility. After placing a deposit and fulfilling regular payments, you're presented with three choices: return the vehicle with no additional charges (conditions apply), purchase the vehicle by paying the Guaranteed Future Value, or leverage any equity towards acquiring a new vehicle.

  • Guaranteed fixed monthly payments for precise budgeting
  • Typically lower payments compared to Lease Purchase without a final balloon payment
  • Multiple end-of-agreement options
  • Agreement term customisable to your vehicle retention preference

 Contract Hire Flex

Designed as a cost-efficient vehicle funding method, Contract Hire Flex offers a dynamic, short-term vehicle usage solution that enhances your business's liquidity. Select a vehicle for an initial 12-month term in return for a fixed monthly rental, inclusive of Road Fund Licence. After six months, you gain the flexibility to conclude or extend your contract up to an additional 12 months.

  • No depreciation or vehicle disposal concerns—simply return the vehicle at the contract's end
  • Fixed monthly rental for the contract duration, with potential additions for servicing, maintenance, and repairs
  • Adjustable to fit your preferred rental duration and mileage
  • Potentially reclaimable VAT for business customers (consult with your accountant)
  • Alleviates the hassle of vehicle supply, maintenance, and disposal
Santander Consumer Finance is committed to providing robust support for your business's mobility needs, offering financial solutions that ensure your fleet remains dynamic and your operations smooth.
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